Terms and conditions of use
These terms govern your use of qelosiloentis.com and outline your rights and obligations. Please read them carefully before using our services.
September 1, 2025
Acceptance of terms
By accessing or using this website, you agree to comply with these terms and all applicable laws. If you do not agree, please discontinue use of the site.
Definitions
The following definitions apply throughout these terms and conditions.
‘Site’ refers to qelosiloentis.com and any associated services.
‘User’ means any individual accessing or using this website.
‘Services’ means the subscription-based financial planning offerings provided by qelosiloentis.com.
‘Content’ includes all text, images, and materials available on the site.
Service usage
You must use the site and services in accordance with applicable laws and these terms. Misuse or unauthorised access is prohibited.
Eligibility
You must be at least 18 years old and legally able to enter into binding agreements to use our services.
Minors are not permitted to register.
User responsibilities
Users are responsible for maintaining the confidentiality of their account details.
Prohibited uses
The following activities are not permitted:
Intellectual property rights
All content on qelosiloentis.com, including text, graphics, and logos, is the property of qelosiloentis.com or its licensors and is protected by copyright and intellectual property laws. Use of content is permitted only for personal, non-commercial purposes.
User content
You may submit content via forms or enquiries, provided it is lawful and does not infringe on third-party rights.
Your content rights
By submitting content, you grant qelosiloentis.com a non-exclusive, royalty-free licence to use, modify, and display your content for service provision.
Privacy and data protection
We handle your personal information according to our privacy policy. Please review it for details on data collection, use, and your rights.
View privacy policyDisclaimer and limitations
Please review our site disclaimer for important information about limitations of liability and use of content.
Risk notice
Financial planning involves risks. Results may vary and past performance does not guarantee future outcomes.
Limitation of liability
We are not liable for any direct or indirect losses arising from your use of this site or reliance on its content.
Indemnification
You agree to indemnify qelosiloentis.com for any claims resulting from your breach of these terms.
Dispute resolution process
We encourage direct resolution of disputes. If unresolved, alternative dispute resolution may be used.
Arbitration
Disputes may be referred to binding arbitration in Australia, subject to applicable law.
Arbitration does not limit your statutory rights.
Online dispute resolution
You may also use online dispute resolution procedures as provided by law.
Learn more about ODRSeverability
If any term is found invalid, remaining terms remain in effect.
Entire agreement
These terms represent the full agreement between you and qelosiloentis.com regarding site use.
Applicable law and jurisdiction
These terms are governed by the laws of Australia. Any disputes will be handled by Australian courts.
Termination
We may terminate your access for breach of these terms or as required by law. Termination does not affect accrued rights.
Modifications
qelosiloentis.com reserves the right to update these terms at any time. Continued use constitutes acceptance of changes.
Contact us about terms
If you have questions about these terms, please contact us.
Email address: content@qelosiloentis.com
Phone number: +61-8-9554-3164
Office address: Suite 903 / 241 Adelaide Street, Brisbane, QLD 4000 Australia
Effective date: September 1, 2025
Version: 2.0